Health Insurance
Healthcare costs in India are rising, making the right health insurance essential at every stage of life.
Our insurance policies offer:
- Wide hospital network for easier access to care
- Quick Claim Settlement when you need it most
- Affordable Premiums
Policy inclusions and exclusions
What's Covered?
- Hospitalisation costs like room rent and operation theatre expenses
- Post-hospitalisation medical expenses
- Some procedures that do not require hospitalisation
- Ambulance charges
What's Not Covered
- Pre-existing conditions
- Treatments during waiting period
- Expenses related to cosmetic surgery
- Treatment for alcoholism or substance abuse
Why Assure Bharat?
We put you first
Get the insurance policy that works for you. Our team is here to guide you anytime during the process.
Led by industry experts
Our processes and business models are designed by industry experts in the insurance industry.
We give back to society
We are socially responsible and we have India's growth and development on our minds.
FAQ
Frequently Asked Questions
What does a health insurance policy cover?
It covers hospitalisation charges, doctor fees, medicines, ambulance charges and expenses before and after hospitalisation. The exact coverage depends on the plan that you choose. Our team is always here to help you choose the right plan.
What is a cashless claim?
At a network hospital, your bills are settled directly between the hospital and the insurer. No upfront payment, no stress at the time of admission.
What if I get treated at a non-network hospital?
You pay the bills first and apply for reimbursement afterwards. Submit your documents within 30 days of discharge and the eligible amount will be processed.
How is a claim filed?
For cashless treatment, present your health card at a network hospital and the bills are handled directly. For reimbursement, inform Assure Bharat within 24 to 48 hours of hospitalisation and submit all the documents after discharge.